The casinos that offer the highest payouts are considered the most ethical or fair gambling sites. But how is a casino’s payout percentage calculated, and which casinos are worth your time? Our guide will help you play smarter when betting at the best payout online casino Canada.
What is a Payout Percentage
Payout percentage indicates the amount of money a casino has paid to winning players out of the total money wagered. All casino gaming and slot machines are required to be tested and certified for their payout claims. Regulatory bodies and independent auditors play a major role in this. In Canada, there are a number of important organizations that test, verify, and certify these games, including:
- eCOGRA (eCommerce Online Gaming Regulation and Assurance) – Provides assurance for fair gaming and ensures that top paying online casinos Canada act responsibly.
- iTech Labs – A globally trusted and recognized testing lab responsible for auditing random number generators and payout percentages.
- GLI (Gaming Laboratories International) – A globally trusted firm, including provincial jurisdictions in Canada.
All of these testing organizations use both statistical analyses and RNG testing to determine if the games are not rigged and the game’s payout percentage. Licensing bodies and law dictate what is the allowed margin a casino can keep is based on the type of game, or how much money needs to be allocated for paying out potential winners. Let’s define some common payout-related words.
RTP
Return to Player (RTP) is the ‘theoretical payout’ of a slot or game over tens of thousands of spins. For instance, a game with an RTP of 96.5% means that, in the long run, the game is better than a game with an RTP of 88%.
Volatility
Volatility (or variance) is how often and how much a slot pays. A slot machine with high volatility will mean its payouts are bigger, but they will rarely occur. Whereas, if the volatility is low, the payouts are smaller, but more frequent.
House Edge
The house edge is, in a way opposite of RTP, and it’s easier to calculate on table games. In a sense, it is a built-in advantage that the game has in favour of the house, and it is used to calculate the RTP for that game. For instance, if the game has an RTP of 96%, the house edge is 4%, and the casino is allowed to keep 4% of the total wagered amount as profit.
Average Payout Speed
Average payout speed is how quickly winnings will be paid to the players. Top casinos in Canada process a withdrawal in 1-3 days, though some offer instant or same-day payments by using Interac or e-wallet.
Best Payout Online Casinos
If you’re looking for new reliable casinos with high return-to-player percentages, fast withdrawals, and top-rated games, here’s a list of the best paying online casino sites available to Canadian players in 2025.
| Online Casino | Rough Payout Rate | Bonus | Top Paying Slot |
| Jackpot City | 97.4 % | 100 % up to C$1,600 + up to 10 FS daily | Mega Joker (NetEnt) |
| Wonaco | 91% | 250 % up to C$3,750 over 3 deposits + bonus crab | SuperCharged Clovers (Playson) |
| Casinodays | 96.2 % | 100% up to C$3000 and 100 free spins | Book of Dead (Play’n GO) |
| PlayOjO | 96.5 % | 50 free spins | Starburst (NetEnt) |
| Gaming club | 96.0 % | Bonus up to C$350 + 10 daily spins | Blood Suckers (NetEnt) |
| Dolly | 96.0 % | 100% welcome bonus up to C$1500 | Starburst (NetEnt) |
| Bizzo | 96.0 % | 125% match up to C$2500 | Ocean Princess (Playtech) |
| Friday | 95.0 % | C$1,000 and 50 free spins on Wolf Gold | Big Bass Splash (Pragmatic Play) |
| OnlyWin | 95.5 % | 370% up to C$3000 and 210 free spins | Book of Ra Deluxe (Novomatic) |
| Spin Casino | 97.0 % | C$1000 welcome bonus and 10 daily free spins | Mega Diamond (Microgaming) |
| National | 95.8 % | 100% up to C$500 and instant bonus round | Starburst (NetEnt) |
| Lucky Dreams | 96.5 % | Up to C$10,000and 500 free spins | Jack Hammer 2 (NetEnt) |
5 Best Payout Casinos 2025
Here’s a review of the top 5 Canadian highest payout online casino brands in 2025.
Jackpot City
Jackpot City is one of the most well-known online casinos and holds a license from the Ontario Gaming Commission. It offers players more than 1,300 games (high RTP slots and table games), and new players can take advantage of a 100% bonus of up to C$1,600 on four deposits, and up to 10 free spins daily. The average RTP is around 97.4% and it takes about 1–3 days to process withdrawals. It has a good rating for its app, and offers various payment options like credit cards, Interac, and e-wallets.
The only potential concern we found is the minimum requirement of 70× to qualify for bonuses, which is relatively high. But overall, we think Jackpot City is the best payout online casino real money since it has a reliable payout system and an easy play style.
Pros:
- High average RTP (~97.4%)
- Large game library (1,300+ titles)
- Fast withdrawals (1–3 days)
Cons:
- High 70× wagering requirement on bonuses
Wonaco
Wonaco is a new casino-sportsbook hybrid that holds a license from the gaming board of Anjouan. For a welcome bonus, they offer a 250% bonus of up to C$3,750 over 3 deposits and 1 bonus crab. The withdrawals start at C$10, and with plenty of payment options available (including crypto), it can appeal to many users. However, Wonaco lags behind in an average RTP department (~91%).
Some users noted they were locked out of their accounts, and there are limited responsible gaming tools.
Pros:
- Large 250% welcome bonus + 1 bonus crab
- Low C$10 minimum withdrawal
- Supports BTC, LTC, DOGE, and CryptoPayX
Cons:
- Below-average RTP (91%)
Bizzo
Bizzo Casino has quickly become a brand with one of the highest payouts, with an estimated 96% RTP and 1–3 day average payout times. Bizzo Casino can accept multiple currencies and provide e-wallet and crypto options, which makes their withdrawals very flexible, with multiple ways to transact. The welcome bonus is good, a 125% match up to C$2500 with a wagering requirement of 40×. Also, the game library is full, having more than 100 software providers and a good offering of live blackjack variants, which have RTPs of 99.5%+.
The only knock we got was that the live chat support can be a bit slow at busier times. But most customers state that Bizzo is reliable and can provide fast, fee-free transactions.
Pros:
- High payout rate (96%)
- Strong game library (100+ providers)
- Bitcoin, Litecoin, and Ethereum are all supported
Cons:
- Live chat support may be slow during peak hours
Dolly
Dolly Casino is an easy-to-navigate casino, and it was licensed by the gaming board of Anjouan. Canadian customers can claim a 100% welcome bonus up to C$1500 on 3 deposits, with 35× wagering requirements. There is a low minimum withdrawal limit of C$10 and a maximum withdrawal limit of C$10,000 for some withdrawal methods (cryptocurrency) . While the slots offering is broad, we think the brand’s best value is their video poker and blackjack titles, with the RTPs usually falling between 98-100%.
Some users on Trustpilot shared that they sometimes struggle to cash in on their bonuses, though. But other users liked the clean design, mobile solution, and the ease of access.
Pros:
- High RTP up to 100% on blackjack/video poker
- BTC, LTC, DOGE, and CryptoPayX offered for deposits
- High withdrawal caps up to C$10,000 via crypto
Cons:
- Bonus redemption issues reported by some players
Friday
Casino Friday is a brand operated by FarUp Services Ltd. They have a great welcome offer for players, a 3-tier welcome package worth a total of up to C$1,000, and 50 free spins on Wolf Gold. The welcome package has a wagering requirement of 40×, and the minimum deposit is C$10 to get started. They have an average RTP of about 95% combined between the games; however, there is variance amongst the titles. Payments are quick and flexible, with instant payments possible through Interac, Visa, MiFinity, Crypto, and Jetton Bank.
Player reviews and comments mentioned fast verification and fee-free withdrawals, while some commented on slow customer service.
Pros:
- Generous 3-tier welcome bonus up to C$1000
- Instant payouts with Interac, MiFinity, Jetton, Visa, and Crypto
- Minimum deposit for the welcome bonus is only C$10
Cons:
- High wagering requirements (40x)
How to Rate the Highest Payout Casinos in Canada
Finding the best payout casinos in Canada is not easy since there are many options. We use strict criteria for how we rank each casino, particularly for important elements like user experience, fairness, and transparency.
Here are the top factors we take into account.
Security & License
Any legitimate highest paying out online casino will have licenses granted by trusted organizations, like the Kahnawake Gaming Commission, Malta Gaming Authority, or UK Gambling Commission. A licensed casino must adhere to the rules around fairness, the security of your data, and responsible gambling.
High RTP games & Payout rates
We will be favouring casinos that offer games with an average RTP higher than 96%. Providers such as NetEnt, Play’n GO, and Microgaming even have titles that go above 98%. We check to see if the site has audited payout rate statements from third parties.
Bonuses and Promotions
Welcome bonuses, free spins, and loyalty rewards add value to the total payouts. However, it’s important to examine the promo in detail, as the wagering requirements, game restrictions, and withdrawal limits may take the real value out of the promotion.
Deposits and Withdrawals
Quick and fee-free deposit and withdrawal are essential. The best Canadian casinos use Interac, Apple Pay, Visa/Mastercard, MuchBetter, and cryptocurrency. We also check for same-day withdrawals and minimum/maximum limits that are reasonable.
Online Reputation & Customer Support
We analyse Trustpilot, Reddit, and casino forums to see what experience real players are having. Casinos that offer 24/7 support via live chat, email, and phone, and have a positive reputation, rank much higher. We also check how responsive casinos are to players regarding disputes and payment issues.
Casino Games with the Best Odds
To help you play smartly, here’s how each game types stack up in terms of average payout.
| Game | Average payout percentage |
| Slots | 88 – 97% |
| Roulette | 94 – 98 % |
| Baccarat | 98.9 – 99.1 % |
| Craps | 98 – 99 % |
| Blackjack | 99.0 – 99.5 % |
| Poker | 97 – 99 % |
| Megaways | 94 – 96 % |
| Progressive Jackpot | 88 – 95 % |
| Crash Games | 95 -97% |
Blackjack and baccarat are definitely leading with the lowest house edge. Slots, on the other hand, can vary a lot, so stick with the top titles from reliable software providers. Roulette, craps, and poker offer solid odds, too, but require a bit of strategy. Finally, progressive jackpots can offer big payouts, but their RTP is a lot lower compared to standard slots.
Top 10 Highest Paying Online Slot Machines
If you are looking for top payout slots, check out these high-RTP titles.
| Online Slot | Average Payout Rate | Developer | Casino To Play |
| Mega Joker | 99% | NetEnt | Jackpot City |
| Blood Suckers | 98% | NetEnt | Jackpot City |
| Mega Diamond | 95.9% | Microgaming | Jackpot City |
| Sugar Rush 1000 | 99% | Pragmatic Play | Bizzo |
| It’s a Joker | 99.7% | Felix Gaming | Bizzo |
| 20 Boost Hot | 98.7% | Felix Gaming | Bizzo |
| Ocean Princess | 95% | Playtech | Bizzo |
| Starbust | 96% | NetEnt | Dolly |
| Book of Dead | 96.2% | Play’n GO | Dolly, Bizzo, Friday |
| Mega Moolah | 88% (progressive) | Microgaming | Friday |
How To Maximize Your Winnings
It’s not just about luck; it’s about better decision-making and avoiding traps. So here is what you need to know if you want the best online casino payouts.
Stick To High RTP Games
Choose games with an RTP over 96%. Table games like blackjack and baccarat have the best odds, whereas for slots, the classic Mega Joker or Blood Suckers have the highest RTP.
Myth: “The machine is due for a win.”
This myth is false. The technology associated with RNG ensures that each spin is entirely separate from the last. There is no such thing as a “cold” or “hot” machine online, either.
Bankroll Management
Always set a budget and stick to it. Avoid chasing losses, and look into using features like time limits or loss caps if they are offered.
Myth: “Bonuses are always good”
Bonuses can be useful since they provide some assistance; however, not all bonuses are worth claiming. Some have wagering requirements of x50, which means you would have to wager, in this case, 50 times the amount of the bonus before withdrawing the funds.
Make Use of Free Demos First
Most quality casinos will let you play games in demo mode. Thus, you can examine how frequently the game pays and includes bonus features before you try to win money with it.
Look for Fast Payouts Casino
If you win, you typically want your cash fast. This is why finding the best payout online casino that offers instant or maybe a one-day payout is good. This allows you to enjoy your money without any delays.
Pros and Cons of High Payout Casinos
The highest paying online casino sites in Canada are enticing for players, offering better odds and quicker returns. However, there are trade-offs.
Pros:
- Better RTP rates: Statistically, you win more over time.
- Transparency: A number of top payout online casinos share audited reports.
- Withdraw money quickly: High payout casinos often invest money into quick, smooth transactions.
- Lots of games to choose from: You will regularly find high jackpot, high payout slots, and live dealer games.
Cons:
- Strict wagering terms: Some casinos hit you with horrendous bonus terms after offering a high RTP.
- Limited Availability: Due to regulations, not all provinces have easy access to these games.
- High Volatility Games: These can provide you with big payouts, but if you are not paying attention will deplete your bankroll faster.
Key Features of Top Payout Online Casinos in Canada
The best online casinos that payout in Canada offer lots more than entertainment. With higher than average RTPs, quick cash out, and solid bonus offers, you’ll get a bang for your buck and time.
Whether you prefer to chill with a legacy igaming brand like Jackpot City or, take a shot with newer brands like Bizzo and Dolly, the difference between a good and bad casino is how they treat players, and their actual commitment to operating under fair and clear gaming principles.
Punters can improve their chances of getting payouts more frequently by only playing on licensed casinos, playing games with better RTPs, and gaming responsibly.
FAQ
What is a good payout percentage?
The best Canadian online casino payouts are generally considered to be greater than or equal to 96%. For table games, you can find some games with over 98% RTP (blackjack or baccarat).
How can I know if a casino has high payout games?
Typically, published RTP audits earned from independent auditors like eCOGRA or iTech Labs will evidence this. Most reputable casinos will provide the RTP value of each game either on the site directly or in an info menu.
Are high-payout licensed casinos safe and legal to play?
Yes, assuming they are licensed by the appropriate authorities (Ontario AGCO, Kahnawake Gaming Commission) or adequate international regulators (MGA, Curacao).
Do higher RTP games guarantee more wins?
No. However, statistically, it will improve your chances over time. The RTP only improves your return over time by reducing the house edge; wins are a function of luck.